Insurance Planning, Protection with Purpose
The Role of Insurance in a Financial Plan
A strong financial plan doesn’t just grow wealth — it protects it. At FLS Financial Group, we help you understand how insurance fits into your broader financial picture. From life and disability coverage to long-term care options, our goal is to make sure your plan accounts for life’s uncertainties without unnecessary overlap or cost.
We review your current coverage, identify potential gaps, and help you ensure you have the right protection in place.
Areas We Review Together
Life Insurance
Reviewing policies to ensure your loved ones are financially supported.
Long-Term Care Coverage
Helping you evaluate whether long-term care or hybrid policies make sense for your stage of life.
Disability Insurance
Assessing coverage to protect your income if illness or injury prevents you from working.
Health Insurance Integration
Coordinating with your health and Medicare plans to ensure your retirement coverage fits your needs.
Property & Casualty Considerations
Reviewing how your home, auto, or umbrella policies support your overall financial protection strategy.
Do you sell insurance policies?
Yes. We evaluate each client's individual insurance needs and provide objective analysis to identify appropriate coverage options. When insurance products are recommended, they are based on suitability and alignment with the client's goals.
When should I review my insurance coverage?
We recommend reviewing your insurance policies every few years or after major life changes such as marriage, a new home, or retirement.
Can you help with Medicare or long-term care?
Yes. We help evaluate options for long-term care coverage and coordinate with licensed Medicare specialists to ensure you have the right plan.
What types of insurance do most retirees need?
It depends on your situation, but many clients benefit from maintaining some life insurance, Medicare supplement coverage, and long-term care protection as part of a holistic retirement plan.
Plan Today to Protect Tomorrow.
Your family’s future deserves careful planning. Schedule a consultation with us to review your estate and insurance needs and create a plan built to last.
